MACU Visa

Transfer balances from your high- interest credit cards to a low-interest MACU Visa. With three cards to choose from — Classic, Gold or Platinum — there’s certain to be one to fit your needs. You’ll enjoy unlimited, fee-free balance transfers with a low 1.99% APR* for up to six months. Plus, you’ll never be charged an annual or over- limit fee, and you’ll have zero liability if your card is lost or stolen. With easy, low-minimum payments and same-day approval, you can’t go wrong with a MACU Visa!

HELOC

Use a MACU Home Equity Line of Credit to pay off your debt. HELOCs offer a very low fixed rate and payment, making them much more affordable than high-interest credit cards. With no closing costs** or application fees, a HELOC is a great way to go!

Financial Counseling

If you're feeling overwhelmed with holiday debt, MAUC has a solution for you! For additional assistance MACU has teamed up with Accel to provide members with access to free financial education and counseling services. Members can enjoy unlimited access to financial counselors who can give personalized answers to your individual needs. So, if you need help lightening financial burdens, take advantage of this service provided free of charge by MACU. Click here to visit Accel.

*All credit card limits are based on your personal credit history. Other restrictions may apply. All rates quoted are subject to change without notice. APR rate then reverts back to assigned rate after six months. **On Home Equity loan limits of $10,000 or more.