MACU Rates
Rates as of 11/15/24
Deposit
|
Product |
A.P.Y. |
|---|---|
|
3 Mo. Certificate |
4.237% A.P.Y |
|
6 Mo. Certificate |
4.081% A.P.Y. |
|
7 Mo. Certificate |
4.081% A.P.Y. |
|
8 Mo. Certificate |
4.081% A.P.Y. |
|
10 Mo. Certificate |
4.081% A.P.Y. |
|
12 Mo. Certificate |
3.821% A.P.Y. |
|
14 Mo. Certificate |
3.562% A.P.Y. |
|
18 Mo. Certificate |
3.665% A.P.Y. |
|
24 Mo. Certificate |
3.769% A.P.Y. |
|
30 Mo. Certificate |
3.821% A.P.Y. |
|
36 Mo. Certificate |
3.665% A.P.Y. |
|
42 Mo. Certificate |
3.665% A.P.Y. |
|
48 Mo. Certificate |
3.770% A.P.Y. |
|
54 Mo. Certificate |
4.029% A.P.Y. |
|
60 Mo. Certificate |
3.821% A.P.Y. |
|
72 Mo. Certificate |
4.081% A.P.Y. |
|
84 Mo. Certificate |
4.185% A.P.Y. |
|
Regular Savings |
0.070% A.P.Y. |
|
Checking with Interest |
0.050% A.P.Y. |
|
Max Money Market |
$25,000 - $49,999 - 2.747% A.P.Y. |
|
|
$50,000+ - 2.891% A.P.Y. |
|
Advantage Savings |
$5,000 - $9,999 - 2.408% A.P.Y. |
|
|
$10,000 - $24,999 - 2.429% A.P.Y. |
|
|
$25,000 - $49,999 - 2.460% A.P.Y. |
|
|
$50,000+ - 2.460% A.P.Y. |
|
Advantage Checking |
$2,500 - $19,999 - 2.388% A.P.Y. |
|
|
$20,000+ - 2.429% A.P.Y. |
|
IRA Savings |
0.070% A.P.Y. |
|
IRA Certificates |
Rates & terms for IRA Certificates of deposits are the same rates & terms as shown for normal Certificates of deposits. |
* A.P.Y. = Annual Percentage Yield. Unless otherwise stated, dividends will be compounded monthly on certificates of deposits & I.R.A Certificates of Deposits. For the Regular savings, Advantage "Money Market" savings, & I.R.A. Savings accounts, dividends are compounded every month and paid quarterly based on the average daily computation method. A minimum deposit of $1,000.00 is required for all types of Certificates of Deposit. All Yield rates & terms are subject to change daily and without notice.
Loans
|
Product |
Rate |
|---|---|
|
Secured - New & Used Autos |
Rates beginning as low as 5.99% A.P.R.* |
|
RVs, Boats, and Motorcycles |
Rates beginning as low as 9.25% A.P.R.* |
|
Signature Loans |
Rates beginning as low as 12.99% A.P.R.* |
|
Advantage Loans |
Rates beginning as low as 11.99% A.P.R.* |
|
Savings and Certificate Secured |
Current Savings or Certificate rate plus 3.00%* |
|
First Mortgage Loans |
Rate changes daily - Contact us |
|
Home Equity Loan |
Rates as low as 8.50% A.P.R.*** |
*A.P.R. = Annual Percentage Rate. Note: The current annual percentage rate {A.P.R.} is described as a "beginning as low as" rate. *** The VISA™ rate & Home Equity Advantage Line of Credit is determined by adding a margin to an Index. The "Index" is the "Prime Rate" of interest appearing in the Money Rates section of the Wall Street Journal published on the 15th business day of each calendar month. The interest rates will adjust monthly and will not exceed the maximum allowed by law. All loans and rates are based subject to your own personal credit history. You may or may not receive the "as low as" rate advertised because all loans and rates are subject to your own personal credit. Rates and terms are subject to change without notice. Please call the office at 219-874-6943 or toll-free at 1-877-874-6943 for further information.