Routing Number: 271291460 (219) 874-6943 - Michigan City, IN (219) 762-6228 - Portage, IN    

Enjoy convenience & security
with MACU checking accounts

Free checking accounts that reward you? Count us in! Kasasa® checking accounts reward you just for doing things that you're probably already doing, like using your debit card!
 
With these brand-new, FREE checking accounts, you can earn ATM fee refunds nationwide! Plus, you can choose a checking account with high-interest earnings, cash back on your purchases or rewards to spend at Amazon.com®, iTunes® and Google Play™.


Earning cash rewards and ATM fee refunds is super simple. To qualify each month, just do really convenient things that you’re probably doing already, like:
  • Use your debit card
  • Log in to online banking
  • Sign up for e-statements
There’s never a minimum balance for rewards. And, if you don’t make it one month, just try again. No worries, no penalties. Your free Kasasa® checking account is always free.
 

Choose the Kasasa account with the rewards you want.

Kasasa® Cash

Get an above-market interest rate with Kasasa® Cash.

Click to Apply
Disclosure >

Cash Details

Kasasa® Cash Benefits
  • Free checking that pays high dividends
  • 4.00% APY* on balances up to $15,000
  • 0.20% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards

It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Terms & Conditions
Click here for terms & conditions.

Kasasa® Cash Back

Earn 4% back on your purchases with Kasasa® Cash Back.

Click to Apply
Disclosure >

Cash Back Details

Kasasa® Cash Back Benefits
  • Free checking that pays you back
  • 4.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards
It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking at least once

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

Terms & Conditions
Click here for terms & conditions.

Kasasa® Tunes

Get rewarded for your purchases at Amazon®, iTunes® and Google Play™ with Kasasa® Tunes.
Click to Apply
Disclosure >

Tunes Details

Kasasa® Tunes Benefits
  • Earn $20 iTunes® or Amazon® credit upon initial account opening*
  • Earn $10 every month in iTunes® or Amazon® credit
  • No minimum balance required
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Online bill pay
  • Free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Nationwide shared branches via the CO-OP network
  • Nationwide surcharge-free ATMs via the CO-OP & Alliance One networks
  • Unlimited monthly transactions
  • No minimum deposit to open
Earn Rewards
Complete the following requirements each month to qualify:
  • Have at least 12 PIN-based/signature-based debit card purchases
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online banking at least once
Terms & Conditions
Click here for terms & conditions.

Checking

MACU Kasasa® checking accounts are backed by our commitment to convenience, customer service and account security. By choosing a MACU Kasasa® checking account, you'll enjoy:

  • Access to your account in our branches, online or by smartphone/tablet
  • Real-time fraud monitoring
  • No monthly service charges
  • Free online banking and online bill pay
  • Overdraft protection
  • e-Statements
  • No annual or monthly usage fees
  • Surcharge-free access to nearly 5,000 ATMs nationwide

Protect yourself with MACU IDProtect

For only $2/month, IDProtect provides a variety of protections to keep your identity safe.

Find out more

View MACU's Rates

  • CDs

  • Checking & Savings

  • Money Markets

  • IRAs

View Rates

E-statements

eStatements eliminate the risk of lost financial statments and reduce paper usage. Securely view, print and store statements and receive an alert when your statement is ready. To start, log into Online Banking and click the eStatements button.

 Log Into Online Banking

Reorder Checks

With Check Printing Solutions, MACU check reorders are simple and secure. Choose from various designs and styles and view your order history or status. Click below to order, or call or 1.855.245.0993.

Reorder Checks



Direct Deposit Information

Routing/ABA Transit #: 271291460  |  Checking Account #: 14-digits located on bottom of checks & deposit slips  |  Savings Account #: Your account number (without leading zeros)